Program 2022

For the third year in a row, the Swedish Fintech Association presents a report on the state of the Swedish fintech industry. The report will be presented and commented by a panel with fintech experts.

How can the financial infrastructure generate innovation and foster competition? This is one of the key questions for the government commission of inquiry on the Swedish payment market, which will be presented this fall. In this panel regulators and industry experts will discuss how upcoming political decisions may affect the Swedish fintech industry.

In the beginning of 2022, the BIS Innovation Hub Nordic Centre was established in Stockholm. In this section, the centre’s head Beju Shah will share his reflections about the previous panels and upcoming activities at the centre.

Despite Russian aggression, the Ukrainian financial market remains stable. Due to a mix of instant, accurate and reliable information provided to customers, the individuals didn’t panic. espite an initial rush to pull cash out of checking accounts, the money actually came back to the banks. Hanna, a Fintech executive from Ukraine, will walk us through the actions, reactions and consequences of the Russian invasion including the cyberattacks that happened before February 24th. She will specify what is needed to keep the stability of the Ukrainian financial market during this turbulent time period.

Sanctions can be imposed on individuals, companies, or institutions, and lately, on the Blockchain. In the Keynote, we will divide the discussion into investigations on the Blockchain and review an in-depth list of different types of sanctions that can or can not be enforced. We will also discuss how Fintech companies should implement these measures.

Sanction evasion is more than just technology, and names on sanctions lists that financial institutions block. Sanctioned parties are now using complex methods that often make headlines. At the same time, our toolkit to reign them in is growing. With increasing knowledge, data sources, and monitoring possibilities, we will discuss new strategies to spot potential evasion in practice and reduce the risk of facilitating such transactions.

Which type of restrictions will Russia have to face when the conflict continues and intensifies? Are there any sanction opportunities that have not been identified yet? Alternatively, even if the conflict settles, the damage has been done, so what sanctions are to be lifted first or which ones might potentially not be lifted at all? These are just some of the potential scenarios that Che will reflect on with Caroline.

We will look in particular into the general evolvement of the sector which has proven during Covid times that it is growing out of its infancy. There is more to expect thank to strong drivers fostering RegTech going forward such as sup tech, blockchain and AI/ NLP.

Building better RegTech depends in large part on a better understanding of the people involved. We all know how laws, rules, and regulations often are seen as obstacles, and especially when lawyers get involved. This challenge also presents an opportunity. Bridging the gap between how lawyers think and bankers work with technology can not only reduce costs, but turn cost centers into value creators.

Continuous growth in the regulatory landscape, is it a hype? No, of course not. If our riskmanagement were effective, we would avoid incidents with negative impact on the financial system. In other words, we are all part of defining the need of regulations by underestimating or neglecting efforts needed.

While the financial regulatory reporting for banks has proven to be more than necessary after the 2008 financial crisis, the regulatory reporting process has also proven to be challenging, time and resource consuming for both regulators and regulated entities.

During this keynote, we will review:
– The current challenges that are faced by stakeholders with the regulatory reporting process,
– The ongoing initiatives that are ongoing to improve it
– What challenges and opportunities this will bring to banks and how RegTech can help banks catch them.

In a world where KYC compliance costs and complexity are increasing, using blockchain technology can make KYC processes faster, more cost-effective and safer. norbloc is on a worldwide mission to solve KYC problems using blockchain technology for financial institutions and banks. We will discuss with Astyanax Kanankakis, CEO and co-founder at norbloc, the progress on that quest as well as how KYC is changing in an ever more distributed world.

There is a tectonic shift in the labor market. Globalisation and talent shortage requires new ways of scaling, compliantly and effectively. Deel is the global leader of remote hire & payroll, and currently the fastest growing company on the planet. Come listen to the Deel success story, the macro factors effecting the journey and where is it all going.

Towards digital – Mortgages have always been a profitable for banks and lenders: as such, investments towards customer experience beyond a fancy landing page have not been prioritised. But the tide is turning with growing consumer utilisation of digital modes of interaction, improving mortgage customer journeys, and increasing engagement through technology have become a priority.

Today’s users, whether consumers or corporate, expect a frictionless and instant payment experience. For the service provider, this requires real-time orchestration behind the scenes, but the sphere of embedded payments also unlocks major opportunities for monetizing the customer relationship and offering value added services. In this keynote, we demonstrate how to build payment services that your B2B users will love.

Nobody is born with financial superskills – but once you gain them, they are for life. That’s why we created Gimi – an educational pocket money app for children and their families.

The keynote touches on market trends that are shaping the payments landscape and how this drives consumers to choose products that meet their needs. This is followed by Visa’s Network of Network strategy and how Visa can help Fintechs both locally and globally.

International payments have been instrumental in the emergence of today’s global economy. New payments rails, innovative technology, and shifting customer demand trends are emerging. Is that a time to rethink your place in are the cross-border payments landscape?

The history of money is entering a new chapter where CBDCs is gaining momentum, driven by the ingenuity of Central Banks. Introducing a CBDC is about finding the delicate balance between developments on the design front and the policy front. We are at the beginning of a journey of transformation, what is next?

Shall we discuss the innovation in the payments space, new ideas and how to make “your dreams come true”? The panellists will share their experiences and knowledge on the journeys they take, will bring the light on why they take them and what they get in return.

We live in a culture that glorifies startups as the heroes of innovation—and where most startups claim to be making some sort of positive “impact.” But what are the limits to this naive technocapitalism? We explore some of the biggest problems facing the world and the actions that venture investors can take against them.

Hosted by Mambu

Innovation in banking and finance has led to fast, seamless services available at the push of a button. Customers have come to expect flexible offerings that are digital-first and available nearly anywhere. So what can banks do to ensure they are keeping up with demand?

In this exclusive roundtable at Sthlm Fintech Week, we’ll take a closer look at the next-gen technologies that are driving the evolution of financial services. Cloud-native, API-first solutions have become a key driver in the modernization of banking, and will continue to deliver customer experiences that rise above the rest.

Sign up here: https://www.mambu.com/how-to-successfully-deliver-seamless-cloud-native-banking-experiences

CMIAlgo will discuss how integrated data and logic in a Saas can disrupt the value chain in the asset management industry. How can convoluted intelligence of the past be democratized at a fraction of the cost of what has been the norm and how will that ultimately benefit the end client.

About CIMalgo
CIMalgo develops and delivers data-powered solutions for global professional investors. Our systematic and structured approach to data combined with investment logic allows us to deploy powerful and intuitive decision-making systems for professional investors. Our solutions democratize information and technology that previously was privy only to large and professional asset managers.

Sign up here: https://share.hsforms.com/1PmGzMBAUQPyUOQyya9xFvA59yxr

Ready for that next step?

You have a brilliant idea, business plan, and funding.
Now what? Sometimes a little help is needed.

Maybe you are just entering the market, or your company is scaling fast and has outgrown the old solution. What is the best way forward – buy or build or a combination?

At our luncheon, we will discuss what it takes to take that next step. If you are a fintech company or neobank battling these questions – you are most welcome to discuss them with your peers in the industry.

Your Vilja Team

**THIS ROUNDTABLE IS FULLY BOOKED**

Roundtable organized by Signicat.

• Why are you losing customers during the onboarding process?
• How to reduce risk when dealing with business customers?

Sign up for this roundtable at this link: https://share.hsforms.com/1XBolLJc_RpWdjxbutAQppQ35twf

Hosted by VISA

Crypto achieved historic investment levels, making crypto one of the fastest growing industries. It is estimated, that there are now over 300 million crypto users worldwide. But what are these trends that are driving this crypto growth? What are some of the new use cases we are expecting to emerge? And how can we prepare for the future?

Sign up for this roundtable at this link: https://forms.gle/9zS8jz92s6JeU6oH8

In FinTech 2.0 collaboration is as important as competition. We’ve moved from an industry of challengers to one of enablers, and partnerships and ecosystem engagement are a critical success lever for innovators and incumbents. In this keynote AWS shares perspectives on the value of taking an ecosystem approach to fintech, and what’s enabling & driving this growing phenomenon.

Growing your business alone in today’s rapidly changing, tech-filled environment can be tough. Especially in the world of ecosystems, where success is no longer defined by traditional success factors, instead, it is focused on how are the vision and business strategy in line with the new ecosystem development?

We will discuss how you can use real-time data and predictive analytics to change the playing field for credit scoring and yield new opportunities. Also, how do you build the right tech stack and have the right partnerships to support your strategy and growth.

SMEs are going through a sustained period of significant change. Is that the opportunity to revolutionize the relationship with SMEs by leveraging and developing the SME ecosystem via new platform models?

NFTs started as digital collectibles and quickly became a fundamental building block in web3. It is now evolving to have more utility cases in various industries, such as gaming, entertainment, music and fashion. NFT innovation is leading the adoption in web3.

GameFi combines cryptocurrency, blockchain, NFTs, and game mechanics to create a virtual environment where players participate and earn money in the process. It has grown into one of the hottest trends in the cryptocurrency industry.

Knowing who you are doing business with online has been and still is a major challenge. But what do you really need to know, and what are the pitfalls? The presentation will look at some of the important challenges of identifying, validating, and authenticating people online.

European retailers have faced historic fraud pressure levels at a time when the payments landscape is undergoing upheaval due to the enforcement of PSD2’s SCA requirement. SCA will undoubtedly be a vital pillar of protection for merchants and consumers alike. What does this mean for both the business and the card holder’s banks?

Bank branches are closing down at a more rapid pace than ever before. The pandemic has fueled this development further. Is everything fantastic with just becoming digital, or is there a glitch where we simply forgot about the personal touch in a digital world?