Prem Bhagwat

Prem Bhagwat is a visionary core banking expert combining deep technology expertise with strong insight into modern banking. From helping build India’s largest bank, HDFC Bank, in its early days to consulting core banking projects across Europe, he has shaped banking innovation. As founder and CEO of Aura Cloud AB, creator of Aura, a cloud-native core platform, Prem empowers banks with agility, efficiency, and AI-driven capabilities for sustainable growth.